Confident in Your Retirement Plan?
Take the Guesswork out of where to invest your hard earned money
Plan Confidence™ works just like the GPS in your car. Your GPS knows where you want to go and tells you when to turn. Plan Confidence™ will let you know where to place your money in your retirement plan based off of your goals and risk tolerance. You can even program Plan Confidence™ to avoid ever giving advice in categories where you are uncomfortable. Don’t like Emerging Markets or small company stocks? No problem!
Non-biased, Conflict free advice
We are not affiliated with your plan or make a commission every time you place a trade. We work for you and only provide the advice that you would like to receive. We have no hidden agendas or fees. We just want you to invest your retirement money the best way possible given the investment options that were chosen for you in your plan.
Since we only offer non-biased conflict free advice we don’t need any special exemptions from the upcoming Department of Labor’s rules regarding retirement plans.
Any Size Plan, Any Type of Plan
It doesn’t matter if you work for a fortune 500 company or a small dental office. Our software is designed to work with any type of retirement plan (401k, 403b, 457, TSP, IRA, Roth IRA, Variable Annuity, Deferred Compensation, etc). It also doesn’t matter if you are just starting with a small balance or if you are getting ready to retire.
Want advice on multiple plans? No problem. You can even have different risk tolerances and goals for each plan!
We want to help you get the most out of your plan(s).
Simple Flat Fee Pricing
We do not charge commissions or a percentage of your assets. We charge $25 per month (via a recurring charge to your debit or credit card) for any plan you would like to receive advice on. There are no long term contracts and you can cancel the service at any time and for any reason.
It’s simple. We agree to offer you non-biased conflict free advice and you agree to pay $25 per month.
The Results of Help
What result can using Plan Confidence™ have?
A report done by Financial Engines and Aon Hewitt titled "Help in Defined Contribution Plans: 2006 though 2012" examines how various forms of help effect the performance of participant plans. The report concludes that participants that use help do significantly better than those who go it alone.
The annual performance gap between participants that used help and those that didn't was a median return of 3.23% net of fees over the period of 2006 - 2012.
For a 45-year old Participant that used help, it could translate to 79% more wealth at age 65.
Confidently Managing Your Plan is as Easy as 1, 2, 3
We Take Security Seriously
We take security very seriously at Plan Confidence™.
- All your data is stored in a strongly encrypted database.
- The connection between your browser and us is done over a strongly encrypted HTTPS connection.
- We never share your information with any third parties.
- We don't ask for your plan account password, unlike some other services.
- We do not have access to your plan's account so you do not need to worry about us having access to do anything with your retirement monies.
Month to Month Contract
As long as you pay the $25 monthly fee (via a recurring credit or debit card) you will have access to the ongoing advice.
- You can cancel any time and for any reason.
- No long term commitments.
- No early termination fees.
Created by a Registered Fiduciary™ and Software Developer
Plan Confidence™ was created out of the financial crisis in 2008 by Kevin T Clark, RF™. Kevin is a financial professional and Registered Fiduciary™ who started in the industry in 1997. In 2010 Kevin approached Mark Reddick, a software designer, looking for help to automate the process of reviewing client’s 401k accounts.
Mark and Kevin continuously are working behind the scenes to make your user experience better and they are very proud of how many families they are able to help with the use of their technology.
Get Started Today
If you would like to be more confident in your plan, don’t delay. The setup process is simple and quick.
You just need to provide us some basic information about yourself and your plan. If your plan is not recognized, we just need you to get a copy of your available investment options and upload them through our secure portal. We will take care of the rest.
Your credit card will not be billed until your account is setup and you receive our welcome email letting you know you are ready for to log into your account.
Still not Sure?
Then click the button to schedule a time for you and Kevin Clark to talk to answer any of your questions.
Also, be sure to sign up for our Monthly Newsletter to receive the same newsletter that all of our current clients receive. And rest assured, we will not sell your information or bombard you with spam.